Across the recent three months, 17 analysts have shared their insights on Citizens Financial Group (NYSE:CFG), expressing a variety of opinions spanning from bullish to bearish.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 5 | 9 | 3 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 2 | 0 | 0 | 0 |
| 2M Ago | 5 | 5 | 1 | 0 | 0 |
| 3M Ago | 0 | 1 | 2 | 0 | 0 |
The 12-month price targets, analyzed by analysts, offer insights with an average target of $71.47, a high estimate of $80.00, and a low estimate of $60.00. This upward trend is evident, with the current average reflecting a 10.7% increase from the previous average price target of $64.56.
Investigating Analyst Ratings: An Elaborate Study
In examining recent analyst actions, we gain insights into how financial experts perceive Citizens Financial Group. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Manan Gosalia | Morgan Stanley | Raises | Overweight | $80.00 | $73.00 |
| Vivek Juneja | JP Morgan | Raises | Overweight | $71.00 | $62.50 |
| John Pancari | Evercore ISI Group | Raises | Outperform | $77.00 | $69.00 |
| Brian Foran | Truist Securities | Raises | Hold | $71.00 | $63.00 |
| Keith Horowitz | Citigroup | Raises | Buy | $71.00 | $65.00 |
| Kevin Heal | Argus Research | Raises | Buy | $72.00 | $60.00 |
| Ebrahim Poonawala | B of A Securities | Raises | Buy | $78.00 | $70.00 |
| Steven Alexopoulos | TD Cowen | Raises | Buy | $78.00 | $75.00 |
| Manan Gosalia | Morgan Stanley | Raises | Overweight | $73.00 | $71.00 |
| Peter Winter | DA Davidson | Raises | Buy | $73.00 | $65.00 |
| Gerard Cassidy | RBC Capital | Raises | Outperform | $67.00 | $60.00 |
| Christopher McGratty | Keefe, Bruyette & Woods | Raises | Outperform | $70.00 | $68.00 |
| David Long | Raymond James | Raises | Outperform | $66.00 | $62.00 |
| Jason Goldberg | Barclays | Raises | Overweight | $77.00 | $56.00 |
| Brian Foran | Truist Securities | Raises | Hold | $63.00 | $56.00 |
| David Konrad | Keefe, Bruyette & Woods | Raises | Outperform | $68.00 | $62.00 |
| David George | Baird | Maintains | Neutral | $60.00 | $60.00 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Citizens Financial Group. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Citizens Financial Group compared to the broader market.
- Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Citizens Financial Group's stock. This comparison reveals trends in analysts' expectations over time.
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Citizens Financial Group's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
Stay up to date on Citizens Financial Group analyst ratings.
All You Need to Know About Citizens Financial Group
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
Citizens Financial Group's Financial Performance
Market Capitalization: Exceeding industry standards, the company's market capitalization places it above industry average in size relative to peers. This emphasizes its significant scale and robust market position.
Revenue Growth: Citizens Financial Group's revenue growth over a period of 3M has been noteworthy. As of 31 December, 2025, the company achieved a revenue growth rate of approximately 8.61%. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.
Net Margin: Citizens Financial Group's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 22.67%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Citizens Financial Group's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.04%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Citizens Financial Group's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.22%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Citizens Financial Group's debt-to-equity ratio is notably higher than the industry average. With a ratio of 0.47, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.
The Basics of Analyst Ratings
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
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