A new Ripple (CRYPTO: XRP) survey of over 1,000 global finance leaders finds 70% say firms must offer digital asset solutions to stay competitive, with stablecoins emerging as the most compelling use case for treasury operations.

The Digital Asset Necessity

Ripple’s survey reveals digital assets are no longer a fringe experiment—they’re becoming a core part of how banks, asset managers, fintechs, and corporates plan to move money, store value, and manage risk.

Stablecoins emerged as the most compelling use case, with 74% of leaders saying stablecoins can improve cash-flow efficiency and unlock working capital. 

This highlights their growing appeal as treasury tools beyond just payment rails.

Fintechs are leading adoption, with 31% using stablecoins to collect payments for customers and 29% accepting stablecoins directly.

Meanwhile, 47% of fintechs want to build their own digital asset solutions rather than rely on third-party infrastructure.

Banks Focus On Tokenization

Asset managers and banks are prioritizing tokenization, with 89% of those looking to tokenize assets focusing on secure storage and custody first. 

Banks care most about token management (82%), while asset managers focus more on distribution (80%).

Nearly all respondents—97%—flagged security and certifications like ISO and SOC 2 as critical, with operational support and industry-specific experience also weighing heavily in infrastructure decisions.

“Digital assets are becoming a strategic necessity, and the infrastructure decisions made today are expected to shape competitive edge tomorrow,” the survey concludes.

XRP’s Failed Breakout

XRP is coiled inside a symmetrical wedge that has been compressing price since the $1.10 bottom. 

Price pierced the upper descending trendline on March 17, tagging $1.58 before reversing sharply back inside the pattern.

The rejection from Supertrend resistance at $1.5245 confirms sellers are defending the upper boundary aggressively. 

The wedge lower boundary near $1.43-$1.44 is the last line of defense for bulls. A 4-hour close below it opens a direct path back toward $1.3 and potentially a retest of the $1.10 lows.

Conversely, reclaiming $1.5245 on a 4-hour close would clear the path to $1.6 and the descending macro trendline. 

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