nCino Inc. (NASDAQ:NCNO) shares rose 19.23% in after-hours trading on Tuesday to $17.86 after the cloud banking software company reported a strong fourth quarter, with non-GAAP EPS beating analyst estimates by nearly 147% and unveiling a $100 million accelerated share repurchase program.
nCino announced fourth quarter and fiscal year 2026 financial results for the period ended Jan. 31.
What Do Q4 Results Say?
nCino posted non-GAAP EPS of $0.37, far surpassing the $0.15 analyst estimate by 146.67%, marking its third straight quarter of triple-digit EPS beats.
Fourth-quarter revenue for the company grew 6% year over year to $149.7 million, exceeding the $147.57 million analyst estimate by 1.44%.
Non-GAAP operating income jumped 42% to $34.7 million.
In the third quarter, nCino reported revenue of $141.37 million.
What Does Full-Year Fiscal 2026 Reflect?
For the full year, the North Carolina-based company's revenue rose 10% to $594.8 million, with subscription revenue, its key recurring metric, increasing 12% to $523.1 million.
Annual contract value grew 17% to $602.4 million, according to the company.
Full-year non-GAAP EPS rose to $1.07 per diluted share from $0.72 in fiscal 2025, while GAAP EPS turned positive at $0.05, compared with a loss of $0.33 a year earlier, marking a notable turnaround in profitability.
CEO Sean Desmond attributed the performance to “accelerating demand for our industry-focused AI capabilities.”
In fiscal 2025, nCino reported revenue of $540.7 million.
Financial Outlook
Financial outlook reported for nCino:
| Metric | Guidance (Fiscal 2027) |
|---|---|
| Total Revenues | $639–$643 million |
| Subscription Revenues | $569–$573 million |
| Non-GAAP Operating Income | $165–$170 million |
| Free Cash Flow | $132–$137 million |
Separately, nCino also announced the appointment of Keith Kettell as Chief Revenue Officer, effective April 1, bringing over two decades of experience in technology and financial services, including prior roles at Salesforce (NYSE:CRM), PagerDuty (NYSE:PD), and Alloy.
Trading Metrics, Technical Analysis
nCino, with a market capitalization of $1.72 billion, has a 52-week high of $33.92 and a 52-week low of $13.80.
The Relative Strength Index (RSI) of the company stands at 42.89.
Over the past 12 months, the small-cap stock has dropped 46.73%.
Currently, nCino stock is positioned at about 5.9% above its annual low.
Benzinga’s Edge Stock Rankings indicate that NCNO has a negative price trend across all time frames.

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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
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