ALT5, which is in the process of changing its name to AI Financial Corporation and its Nasdaq ticker symbol to AIFC ("AiFi"), is an AI-powered fintech company operating institutional-grade global payments, trading, and settlement infrastructure.
The MOU establishes a defined evaluation process under which the Parties will assess potential collaboration across three primary areas: AI data centers, Agent Cloud, and AI-native payments. The evaluation will be conducted through a joint working group, a 90-day evaluation period, and a set of preliminary but defined workstreams intended to guide technical diligence, integration planning, and commercial exploration.
The Parties believe that recent advances in artificial intelligence, distributed computing, and digital financial infrastructure are accelerating the development of systems in which software agents operate autonomously across cloud environments and digital ecosystems. As these systems evolve, there is an increasing need for integrated infrastructure spanning compute resources, coordination layers, and financial settlement capabilities. The evaluation contemplated by the MOU is intended to assess how the Parties' respective capabilities may align to address these emerging requirements.
These workstreams, as outlined in the MOU, span multiple layers of infrastructure and application, including compute systems, cloud orchestration, financial rails, tokenization frameworks, and related ecosystem components, and are designed to evaluate how the Parties' respective capabilities may be integrated to support emerging AI-driven systems.
AI Data Centers





The Parties intend to explore the potential establishment of AI data center infrastructure in North America, including evaluation of compute infrastructure requirements for agentic AI workloads, deployment architecture, security considerations, and cost structure and commercialization pathways.
Agent Cloud





The Parties intend to explore the potential development of a cloud-based platform for AI agents, including evaluation of orchestration and runtime environments, identity and permissions architecture, integration across devices and applications, and interoperability requirements.
AI-Native Payments





The Parties intend to explore the integration of AI-native payment capabilities, extending ALT5's existing global payments, trading, and settlement infrastructure to support machine-driven transactions, including AI-to-AI and AI-to-human payment flows, payment processing and settlement integration, and compliance and identity considerations.
In addition, the MOU contemplates evaluation of broader ecosystem components, including tokenization frameworks, infrastructure monetization models, and security considerations across AI and compute environments, which may be refined or reprioritized during the evaluation period based on technical findings and commercial considerations.
The collaboration is structured around a clear alignment of capabilities, with ALT5 contributing its expertise in global payments, trading, and financial infrastructure, and Nano Labs contributing its expertise in high-performance computing, chip design, and data center systems.
To support this process, the Parties have established a joint working group led by senior representatives from both organizations, responsible for coordinating evaluation activities, defining scope, and monitoring progress across the identified collaboration areas.
The Parties intend to conduct joint technical and commercial diligence throughout the evaluation period, including assessment of technical feasibility, integration pathways, and potential commercial applications. The objective of this evaluation is to determine whether one or more collaboration areas can support the development of technically feasible and commercially viable solutions.
Any decision to proceed toward definitive agreements will be based on the Parties' mutual determination, following the evaluation process, that sufficient technical feasibility and commercial applicability have been demonstrated.
The MOU is non-binding, and any future collaboration remains subject to further negotiation and the execution of definitive agreements.