As the United States prepares to celebrate a historic milestone, investors need to know if the stock market will be open on July 3. Because the federal holiday falls on a Saturday, the financial sector, government offices, and postal services are adjusting their operating schedules, creating a unique mix of what’s open and what’s closed for America’s major birthday weekend.

Stock and Bond Market Closures

For investors and traders, the answer is simple. The U.S. financial markets, including the New York Stock Exchange, Nasdaq, and bond markets, will be closed on Friday, July 3, the day before the Fourth of July holiday.

Regular trading is set to resume the following Monday. However, cryptocurrency markets will continue their 24/7 trading schedule completely unaffected by the federal holiday.

Banks and Mail Delivery

Banking and mail schedules will vary by day. Saturday marks the 250th anniversary of when the Declaration of Independence was adopted, meaning federal institutions observe the holiday ahead of time or on the day.

Thus, commercial banks will close on Saturday, though most remain open on Friday. ATMs and digital apps will remain fully operational. Meanwhile, the U.S. Postal Service will deliver mail normally on Friday, but post offices will close on Saturday. Both FedEx Corp. (NYSE:FDX) and United Parcel Service Inc. (NYSE:UPS) will operate with modified hours on Friday and remain largely closed on Saturday.

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Government and Retail Impact

Nonessential federal and state government offices, including DMV locations, will close on both Friday and Saturday.

Conversely, major retailers and restaurants will largely remain open to capitalize on holiday shopping deals. There are notable exceptions, however: Costco Wholesale Corp. (NASDAQ:COST) will be closed on the Fourth of July, and Trader Joe’s and Walmart Inc.‘s (NASDAQ:WMT) subsidiary Sam’s Club will have modified hours.

Upcoming Holiday Schedule

Following the holiday weekend, trading will proceed as normal until early September. The remaining scheduled 2026 holiday closures for U.S. markets include:

  • Labor Day on Monday, Sept. 7.
  • Thanksgiving on Thursday, Nov. 26.
  • Christmas Day on Friday, Dec. 25.

Read Also: Babies Born During America’s 250th Celebration Will Get Limited-Edition Social Security Cards With Freedom 250 Logo

Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

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