XRP (CRYPTO: XRP) spot ETFs pulled in $3.50 million over two days with zero outflows while Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) funds bled $1.11 billion combined.

What the ETF Flows Show

Franklin Templeton’s XRPZ (NYSE:XRPZ) drove the entire Sept. 16 inflow, adding 2.71 million XRP worth $3.50 million according to SoSoValue.

Cumulative XRP ETF inflows now stand at $1.72 billion with total net assets at $1.40 billion.

The divergence is hard to ignore: institutional money kept flowing into XRP even as the CLARITY Act failed to pass a procedural vote and the Fed’s first rate hike in three years triggered a broad retreat from crypto funds.

What Polymarket Traders Are Pricing

Polymarket odds for XRP price targets in September currently sit at:

Price TargetOdds
Rise to $1.4056%
Fall to $1.2051%
Rise to $1.6016%
Fall to $1.0010%
Source: Polymarket

That near-tie is not a coincidence. It mirrors exactly what the chart is showing: a market that broke out hard from $1.00 in late August, ran into resistance, and is now cooling with no clear directional conviction.

Why the Ripple-Stripe Integration Matters for XRP

CoinDesk reported Thursday that Ripple updated its XRP Ledger AI Starter Kit to support the Machine Payments Protocol, a standard co-authored by Stripe and Tempo that lets AI agents pay for services automatically using XRP and RLUSD.

The update also adds the Open Wallet Standard, allowing software to manage wallets across multiple blockchains through one interface.

“XRP and RLUSD are first-class options wherever developers are building,” RippleX head of product Jazzi Cooper posted on X. 

Ripple now backs both MPP and x402, the web payments standard it added in June, giving developers on either standard a path to accept payments on the XRP Ledger.

XRP Price Analysis: Key Levels to Watch

XRP is trading flat Thursday, pulling back sharply after rejecting the $1.30 to $1.32 zone that held as support through most of September. 

Price now tests the $1.26 to $1.28 support band that first launched the late August breakout from $1. 

RSI at 46.29 sits at its weakest reading since before the breakout, with the 20-day EMA at $1.3447 now acting as resistance overhead rather than support below.

The setup is straightforward: holding the support band keeps the recovery structure intact and gives $1.40 a realistic path. Losing it opens the door toward $1.20.

Key levels for XRP:

  • $1.40 — psychological resistance
  • $1.34 — 20-day EMA, now resistance
  • $1.25 to $1.28 — critical support band, must hold

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